Hail Damaged Roof in Dallas
If you live in an area which is susceptible to hailstorms and have a hail damaged roof in Dallas, you may like to be conversant with how to file an insurance claim. Depending on your home insurance policy, you may be eligible to make a claim, and obtain reimbursement of your damages. However, before filing a claim, there are a number of things that you need to know to get the process completed efficiently and with success. This will help you to handle your insurance claims successfully with a minimum of paperwork and delay.
The first thing is to establish the date of the storm if possible and take as many photographs of the roof damage as you can. This is important evidence for the insurance company because they can then make a decision on whether your claim should be approved or not. You should remember that there has been an increase in fraudulent claims for any roof damage in the last few years and insurance companies are being extra careful in handling any claims. You should contact a local roofing contractor to conduct an inspection of the roof and this would require some homework to find an experienced and highly trained roofer. Many companies offer the initial inspection for the damage at no extra cost and the inspection takes around 20 min unless the roof damage is so great that a detailed inspection needs to be carried out. It is also recommended that an itemised list of damages be obtained to be produced as more evidence for the insurance company.
Contact your insurance company and let them know that you would like to make a claim for hail and other damage to your roof. Send them the pictures that you've taken as well as the list of damages produced from the inspection. Make a careful note for your records of the claim number that you will be assigned because this will be your reference for future. If you have already decided on the contractor you would like to use, you can give the insurance company the name, phone number and the name of the project manager. Get the insurance adjuster to call the project manager and schedule the inspection for your house. You should also follow with the roofing contractor by telling them that you have filed a claim and provide them with the claim number. Have them call the insurance company to fix the date and time of the inspection.
When the insurance adjuster arrives for the inspection, he will conduct a damage assessment and take photographs. It is possible that he will be in a position to give you a quote straightaway but it is more likely that you will have to wait for a couple of weeks. The roofing contractor and the insurance adjuster will talk to each other to see if these are the any disagreements on the scope of damages and the contractor will negotiate the cost of repair with the adjuster. If the contractor cannot be present for the inspection, you can brief them and the insurance company will arrange a meeting with the adjuster on a different day. Once the claim has been settled, the insurance company will send you a document called a scope of loss and a check as a deposit.
The first thing is to establish the date of the storm if possible and take as many photographs of the roof damage as you can. This is important evidence for the insurance company because they can then make a decision on whether your claim should be approved or not. You should remember that there has been an increase in fraudulent claims for any roof damage in the last few years and insurance companies are being extra careful in handling any claims. You should contact a local roofing contractor to conduct an inspection of the roof and this would require some homework to find an experienced and highly trained roofer. Many companies offer the initial inspection for the damage at no extra cost and the inspection takes around 20 min unless the roof damage is so great that a detailed inspection needs to be carried out. It is also recommended that an itemised list of damages be obtained to be produced as more evidence for the insurance company.
Contact your insurance company and let them know that you would like to make a claim for hail and other damage to your roof. Send them the pictures that you've taken as well as the list of damages produced from the inspection. Make a careful note for your records of the claim number that you will be assigned because this will be your reference for future. If you have already decided on the contractor you would like to use, you can give the insurance company the name, phone number and the name of the project manager. Get the insurance adjuster to call the project manager and schedule the inspection for your house. You should also follow with the roofing contractor by telling them that you have filed a claim and provide them with the claim number. Have them call the insurance company to fix the date and time of the inspection.
When the insurance adjuster arrives for the inspection, he will conduct a damage assessment and take photographs. It is possible that he will be in a position to give you a quote straightaway but it is more likely that you will have to wait for a couple of weeks. The roofing contractor and the insurance adjuster will talk to each other to see if these are the any disagreements on the scope of damages and the contractor will negotiate the cost of repair with the adjuster. If the contractor cannot be present for the inspection, you can brief them and the insurance company will arrange a meeting with the adjuster on a different day. Once the claim has been settled, the insurance company will send you a document called a scope of loss and a check as a deposit.